Insurance and Fees

My standard fees are as follows:












*When discounted sessions are paid in advance, any unused sessions are
refundable
at your request; however, the used sessions are reverted to the highest
individual rate. Unused sessions can be used at anytime during the future
,
transferable to a person of your choice
or refunded at your request.

Payment is due at the time services are rendered--and I accept both
checks and credit cards.

If you have insurance that covers outpatient psychotherapy, I will give you
a superbill that is accepted by most insurances so that you may be
reimbursed directly by them.

The Initial Assessment and Evaluation includes a full assessment of your
presenting problem including identification of troubling emotions; your
background including family relationships, relationship history and
patterns in your life; identification of goals and intentions for therapy; an
opportunity to clarify any questions you might have.

A 60-minute session is standard for most sessions and allows for an
optimal amount of time to address your feelings and situation at a
comfortable pace.

A 75-minute or 90-minute session is sometimes beneficial for couples in
that it gives ample time to work with, and process out, certain exercises
that I will have you do. Sometimes a 120-minute session is desirable
because we will deal with situations more intensively and thoroughly in
one sitting. This can be optimal vs. waiting for another week to deal with
related issues.

The fee for hypnotherapy is $595 for 3 sessions which includes the initial
hypnosis evaluation and a second specially designed session addressing
your unique problem or situation. The initial hypnotherapy session
includes a full assessment of your situation and experience of a generic
hypnosis session. Between the first and next session I will design your
unique hypnosis session based on the information gathered in the first
session. Most hypnosis problems can be dealt with in 3 sessions, however
if more than 3 sessions are needed or wanted, the fee for subsequent
sessions is $195. Smoking cessation is a specialized service and is a
proprietary approach where you will kick the habit in just two sessions.
The cost for the
Quit Smoking In One Hour session is $595 (discounted
20% if referred by a health care provider) and has a lifetime guarantee.

While you may understandably want to use your insurance to cover the
cost of therapy, one factor that I feel obligated to make known to my
clients is the potential violation of confidentiality that goes along with
making a claim to your insurance company. Preserving your
confidentiality is of the utmost priority to me; but when you make a claim
to an insurance company, that confidentiality is somewhat compromised.
Your name and a mental health diagnosis is entered into the medical
insurance data base where it could potentially be accessed by anyone
with a strong intention or legal reason to find out information about you
(although the implementation of the new HIPAA regulations will make this
increasingly more difficult for someone who has no need to know). Few
people realize, for example, that many life insurance companies ask if you
have ever been treated for depression. If you answer "yes" to that
question,
you could be denied life insurance or your premiums may be
significantly increased. If you answer "no" to that question and you have
in fact billed your insurance company with a mental health diagnosis
(which is a requirement in order to be reimbursed by them), a future life
insurance claim could conceivably be jeopardized if there was ever an
inquiry into the justification for the claim. When you apply for life
insurance,
you are required to sign a release that gives permission
for the insurance company to access all of your previous medical
records even after you die.
My stand is that no one has a right to know
that you have sought help unless you give your permission to reveal this
information (there are situations where I am obligated to break
confidence such as in a subpoena by a judge or in a situation where a
child is being abused or if there is an imminent risk of physical harm to
yourself or others). If there is no record of any mental health billing, your
confidentiality is preserved. Feel free to discuss this matter with me if you
have any questions or concerns at all.

For many people, the cost and duration of therapy is often a factor in
deciding whether to seek professional help. One of the prevailing beliefs
about therapy is that it takes a long time to solve problems. For many
problems and situations, that is simply not so. My approach is rapid and
focused compared to some approaches which may take many months or
years. Statistically, most people who seek help from me obtain substantial
benefit within 6 to 12 sessions. It is not uncommon for some people to
work through an issue in just a few sessions. Your individual situation may
vary but this can give you a rough estimate on your total cost of therapy.

Another factor that many people consider when seeking help is the
unpredictability of the therapy process. If I invest the time and money, will I
get the results I am looking for? Therapy, for the most part, does make a
positive difference in people's lives (
Consumer Reports study, 1995). If
there is any one factor that results in the success of therapy it is your
commitment to the process and to the accomplishment of your individual
goals. I cannot guarantee results but I can guarantee that I will give you
my total attention and energy to the betterment of your situation. I am
confident that you will discover new possibilities for health and happiness
once you discover its source, and that source is within you.

If you have any further questions please call or
email me and I will be glad
to discuss your situation further to see how we might work together.
90-minute Initial Assessment: $225
60-minute session: $190
Discounts:*
4 sessions paid in advance: @$180
6 sessions paid in advance: @$170
8 sessions paid in advance: @$160
10 sessions paid in advance: @$150
Hypnosis sessions: $195
Group Therapy: $280/per month
Kimberly DeLamar, M.A.
M.F.T.
60-Minute Session: $120

Mary Curtis, CCH
75-Minute session: $100